Fort Myers is located along Florida's Gulf Coast and the Caloosahatchee River. Pensacola, a small beach town in Floridais accessible from New Orleans, Mississippi, Gulfport, Mobile, Alabama, and many southern cities. Palm Bay is another of the affordable beach towns in Florida that you might want to consider. Stroll along white sand beaches, browse the boutiques and galleries in Old Town and cast a line for speckled trout or red snappers at one of the numerous fishing piers. I would recommend you to visit The Cape along the shoreline and sit peacefully and watch rocket launching. Melbourne is situated just southeast of Orlandos massive, family-friendly theme parks, but it could be better suited to an older homeowner. While that might rule out a comfortable life in expensive beach towns like Naples, Florida, and Hilton Head, South Carolina, that doesn't mean life by the ocean is out of reach for the average retiree. Not every retiree wants to live in the heart of the big city but this lovely unincorporated community by the water offers the best of both worlds, lying just 20 minutes away from Baltimore. Working with an adviser may come with potential downsides such as payment of fees (which will As one of the more recognizable towns on our list, Melbourne Beach might be a surprising addition to many. There are also classes available in painting, photography (including digital media), dance theater for all ages. Coming in at No. In Alabamas Gulf Shores, you can indulge and relax and even partake in an adventure or two. With its lush greenery, this historic town offers an abundance of options when it comes to housing communities. The median home value is priced at $208,800 and the median annual property tax is $1,953, while youll pay around $953 in housing expenses each month. 1. Homes are on the pricier end the median home value is $243,100, the most expensive on this list but youll only pay around $799 in annual property taxes and $901 in monthly housing costs. registered with the U.S. Securities and Exchange Commission as an investment adviser. You will never be lacking for outdoor activities to take part in. The biggest employment opportunity offered by Pensacola is in the tourism, entertainment, hospitality industry, and retail trade. Some of our partners may process your data as a part of their legitimate business interest without asking for consent. 20 Southern Beaches and Islands for Dreams of a Tropical Getaway. With pristine waters, soft white sand, and crystal blue skies they offer an unrivaled view for any person who visits this city to enjoy life at its fullest. The neighborhood is well spaced out without being too spread out which helps avoid any typical inner-city traffic jams that are typical when there are just too many people driving around in one area. This quaint beachy metropolis of 58,000 residents offers so much to see with its own unique charm. Titusville Median Home Price: $130,500 Titusville has miles of coastline and plenty of wildlife to explore. Called the Sunrise City, it offers a blend of entertainment and recreational activities with the features of more rural living. It is home to Floridas number one state park, Honeymoon Island, which boasts emerald green waters and pristine white beaches. Places to visit:Sunsets at Pier 60 beach, Clearwater Beach, Caladesi Island, Fort De Soto Park, Pass-a-Grille Beach, Moccasin Lake Nature Park, Bilheimer Capital Theatre and many more. Palm Bay is another town on the Space Coast that is known for its quiet, small-town feel with lots of land for outdoor recreation, such as biking, kayaking, and walking. These beach towns have modest houses at reasonable prices and picture square environments for you to settle down. Piper Aircraft located here offers good employment opportunities to the people. Home of the Daytona 500 and so much more, Daytona Beach, Florida, offers 23 miles of white-sand beaches. Your family will love to explore the Islamroradan paradise by land and sea. There are a lot of shopping centers, art galleries, and stores to keep you busy while strolling around. This makes it one of the best beach towns in Florida to retire. Home Price to Income Ratio: 3.08%. Moreover, there is a thriving art community with many local galleries that are open all year round. Dont forget to compare health insurance rates to find an affordable policy that gives you great coverage as part of your retirement plan. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Copyright 2023 South Florida Agent magazine. 12 Crucial Snowbirds Facts. Housing consists mainly of single-family homes, but there are some multi-family homes, too. It is home to the site that launches rockets and satellites. Just bear in mind that as a resident you will have to contend with crowds of tourists, especially in the summer. Big Pine Key is known as one of the most affordable beach towns in Florida we recommend visiting if it comes to a budget family trip to the Keys. Fort Pierce is a great vacation spot in Florida in February. Along the Indian River Lagoon in Brevard County lies Titusville, a gateway to both nature and the space center. Daytona Beach is relatively affordable if compared to other places on this list. The Arts Garage has concerts and shows as well as galleries featuring contemporary artists. The crime rate here is lower than both the national and state averages. In Ocean Springs, the median home value is $174,000, the median annual property tax is $1,445 and the median monthly housing cost is $1,021. community with a lot of the benefits of living. Nestled between Pensacola and Panama City, Fort Walton Beach includes some of the best deep sea fishing charters in the nation. When many people think of Daytona Beach, they think of driving. (Florida and South Carolina ranked No. Shreveport, LA comes in at $700, while Des Moines, IA holds at $785. In the area is also the Indian River Lagoon, which is a great place to go boating or fishing. Vero Beach is a hidden gem in Florida, perfect for active retirees. Fort Pierces unspoiled shores and palm tree lined sidewalks also make it one of Americas most picturesque (and affordable) beach towns. The choiceis up to you. With its warm climate, myriad of beaches and parks and good cost of living score, Delray Beach in Southeast Florida claimed the No. Learn more about the pros and cons of living in the Florida Keys. Finding the most affordable beach towns in Florida involves gathering up a range of data that includes such items as the average price of a home, property taxes, the overall cost of living, and much more. This makes the region quite appealing to old and young people alike. Settling down in this small coastal town wont blow your budget either. US News and World Report ranked this wonderful city among one of the best towns for retirees. The median cost of an average house is around $238,000. I'm writing to help seniors with their questions about retirement communities, life, products and family finances. This 180 mile stretch probably has more places to retire than anywhere in the world, with the possible exception of the southeast coast of FL from Vero Beach to Miami. However, this small seaside town has recreational opportunities and scenic views that far surpass what youd expect from a location that requires such a small budget to live in. Read Todays Top Story: South Florida buyers are getting more for their money. In Essex, the median home value is just $191,400 compared to the states median home value of $370,300, according to Zillow. Compare mortgage rates today to find the cheapest offer in one of these beautiful beach cities. Check out the local parks, like Wilson Point and Kingston Point, and eateries such as Vinces Crab House and Carsons Creekside. Charlotte Sports Park is the spring training facility for the Tampa Bay Rays. Violators can and will be prosecuted to the full extent Located in the north of Florida in Volusia County, just over an hour away from Orlando, Daytona Beach is a retirement community that attracts over 8 million visitors every year. This coastal city includes over seven miles of white sandy beaches and offers plenty of leisure activities and facilities for seniors. Siesta Key Population: 5,573 Crime rate: 6.40 (per 1,000 residents) Medium home value: $970,739 Perfect for: Families with young children Siesta Key is one of the best cities to live in Florida. 1. It is the best combination of mouth-watering food, lavish boutiques, and awesome landscapes, making it one of the best beach towns for retirement. 1 Beach in the U.S. by TripAdvisor in 2018. By continuing to access this system you acknowledge you are aware of and agree to these terms. It is famous for its 400 miles of canals, which means you will find wonderful waterfront homes. Vero Beach is the county seat for Indian River County, with a population of approximately 18,000. You can neverregret moving to Floridabecause of what spot you will choose, you will always have ample opportunities to be near natural pristine beaches, playgrounds, technology sectors, good educational sector and many shopping centers. Single-family homes are the most common here, although youll also find a few condos and townhomes. This is a great way to meet other local residents as well. This scenic hamlet in the Beaver State offers many outdoor recreational activities for a retiree, as well as museums, full-service libraries, restaurants and shops, athletic clubs and cultural events. Coming in at No. Myrtle Beach boasts 60 miles of golden coastline, celebrity-designed golf courses and decadent seafood restaurants. Fellsmere, Florida Population: 5,629 Cost of Living Index: 91 Average Home Price: $171,000 (35% below Florida average) Average Rent Price: $697 per month Titusville is thecheapest place to live on the Florida coast,famous for gorgeous beaches, memorable sunsets and rocket launching. For bird watching opportunities, head to the Freeport Wetlands Trail & Bird Observatory, and go hit the links at the Freeport Golf Course. St. Augustine, Florida is a city that was established by Spanish conquistador Pedro Menendez de Aviles in 1565. Family life is vibrant here with safe neighborhoods around most schools and great public transportation to get around the city. Boynton Beach Area - Florida. Now that you know more about the ten affordable beach towns in Florida, it is time to plan where you will go. It is a quiet pace of life that many retirees crave. Islamorada offers its residents all that life can offer including great schools for children, plenty of opportunities at work or school thanks to its thriving economy (it ranked number 12 outranked other towns), vibrant neighborhoods. Delray Beach was also noted for its tree-lined main street, offering an array of antique stores, art galleries, boutiques, restaurants and entertainment options. The temperatures reach 84 degrees Fahrenheit on average between February and April when baseball season begins here at Tradition Field at Jet Blue Park. Southern Living. As an added bonus, spring time residents will enjoy having a spring training baseball facility in the town. Clearwater is anaffordable place to live in Floridawith plenty of entertainment options and family-friendly museums. services are limited to referring users to third party advisers registered or chartered as fiduciaries According to a survey by the Transamerica Center for Retirement Studies, 67% of Generation Z workers are saving money via employer-sponsored retirement plans and/or outside the workplace. Many people love its small-town feel, the 24 miles of unspoiled coastline on Playalinda Beach, and abundant wildlife. Gulfport is one of Mississippis biggest cities, so you wont lack for amenities. The possibilities are endless with these beautiful beaches and waterways at hand for your recreational pleasure. Theres a certain charm and plenty of opportunities to be a part of the business that has grown within the city. Durham-Chapel Hill, North Carolina The Durham-Chapel Hill area is the third-highest-ranked large metro area for successful aging, according to the Milken Institute. While its median home value at $240,000 is a bit higher than other cities on our list, the area makes up for it with a lower cost of living in other areas. Clearwater offers highly-ranked workplaces culture like Marketopia, Baycare Health System, Vology, Honeywell Aerospace and many more. It is the county seat of Lee County. Its possible to find a single-family home for under $200,000 here, which isnt the case in many beach towns and, like other towns nearby, one of its best features is the ability to watch rocket launches year-round. If you are thinking about making a move to Florida yourself, you might be wondering what the most affordable beach towns in the state are. Home prices, taxes, health care, climate. The tourism and citrus industry is the main sector that keeps the economy of Vero Beach affluent. To enjoy the community even more, residents seem to flock to the historic downtown area. The Sunrise City houses one of the oldest communities in Floridas east coast and its best known for its world-class fishing. This is primarily because it is so peaceful, yet it has so much to do outside. Its name comes from the famous Italian city of Naples because of its similar architecture and vibe. The downtown and waterfront areas offer residents shopping, dining, and other attractions. A popular destination for retirees, this town in Southwest Florida is quiet and welcoming. Vero Beach also offers many museums like the Vero Beach Museum of Art that contains some really cool visual art exhibits. You will also benefit from a coastline that has been largely immune from any type of tourist boom over the years. Best Beach Town in Florida to Retire- Siesta Key is also on our Best Place to Retire in Florida list because it's very close to two hospitals highly rated by Medicare. The downtown area has recently been revitalized and offers many amenities such as shops or restaurants that cater to all tastes. The sun may be hot but youll never regret taking time out during one of these scorching days underwater where temperatures will help cool off before heading back. You can stroll around the downtown center and the Historic District and check out the art galleries, antique shops and Greek eateries around the area. The median home value in Lynn Haven is $200,100 and youll fork over around $1,553 each year in property taxes and $1,210 in monthly housing costs. And we go over some of the numbers taken from Census Bureaus 2019 five-year American Community Survey as well as what makes each city so great to retire in. However, this will give you a quieter and more serene lifestyle. These cheapest beach towns in Floridawill offer endless idyllic days that will help you in relishing the charms of life and make you feel rejuvenated. 12 Crucial Snowbirds Facts. 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